8 Travel Insurance Companies You’ll See Everywhere (And How They Stack Up For A $2,000 Cruise)
You don’t need to memorize every insurer out there. Start with these eight. They’re the names you’ll run into on airline checkouts, booking sites, and comparison tools. Typical comprehensive plans cost about 4%–10% of your trip price—so for a $2,000, 7-day Caribbean cruise, you’re usually in the $80–$200 range per person, depending on tier and extras. (Forbes)
1) Allianz Global Assistance
You’ll see Allianz on airline and OTA checkouts. Plans cover the big stuff: trip cancel/interruption, medical, evac, delay, and baggage, with popular mid-tier options like OneTrip Prime. (American Airlines)
3) Travelex Insurance Services
Straightforward plans, family-friendly pricing, and optional upgrades. Medical, evac, delay, baggage, and trip cancel/interruption are standard on core plans. (Travelex Insurance)
4) World Nomads
Toronto Pride is Canada’s largest Pride celebration, offering a full month of events including the Trans March, Dyke March, and Pride Parade. The Church-Wellesley Village becomes the center of all things queer.
- When: No Dates usually the Last week in June
- Why go: Family-friendly and politically engaged — with drag, dance, and unity.
- Estimated Attendance: 1.5+ million
- Website: https://www.pridetoronto.com/
5) AXA Travel Insurance
Three main plan levels with trip cancel/interruption, medical, evac, baggage, and optional CFAR on higher tiers. (neo-travel-b2c-usa)
6) Generali Global Assistance
Well-rounded benefits; higher-tier plans boost medical evacuation and interruption limits. Good cruise fit if you want strong evac numbers. (General Insurance Travel)
7) Seven Corners
Trip Protection plans with optional CFAR and even IFAR (interrupt for any reason) on select tiers. Nice flexibility if you want more control. (Seven Corners)
8) Berkshire Hathaway Travel Protection (BHTP)
“ExactCare” lines are cruise-friendly and emphasize fast claims. Medical, evac, cancel/interruption, delay, and baggage are all there. (Berkshire Hathaway Travel Protection)
Benefits & Cost Snapshot for a $2,000, 7-Day Caribbean Cruise
Company | Core benefits you’re buying | Handy extras to look for | Typical cost on $2,000 trip* |
Allianz | Cancel/interruption, medical, evac, delay, baggage | Annual plans, SmartBenefits-style features on some tiers | ~$80–$160 (Allianz Travel Insurance) |
Travel Guard | Cancel/interruption, medical, evac, delay, baggage | Tiered menus and add-ons | ~$80–$180 (Travel Guard) |
Travelex | Cancel/interruption, medical, evac, delay, baggage | Family-friendly pricing, optional upgrades | ~$75–$160 (Travelex Insurance) |
World Nomads | Medical, evac, cancel/interruption | Activity coverage lists for adventures | ~$90–$190 (World Nomads) |
AXA | Cancel/interruption, medical, evac, baggage | Optional CFAR on Platinum | ~$85–$180 (neo-travel-b2c-usa) |
Generali | Cancel/interruption, medical, delay, baggage, strong evac | Higher evac on upper tiers | ~$85–$180 (General Insurance Travel) |
Seven Corners | Cancel/interruption, medical, evac, delay, baggage | CFAR and IFAR options on some plans | ~$80–$180 (Seven Corners) |
BHTP | Cancel/interruption, medical, evac, delay, baggage | Cruise-focused marketing, quick claims | ~$85–$185 (Berkshire Hathaway Travel Protection) |
*Estimates use the common industry range of ~4%–10% of trip cost; your exact quote will swing with age, state, date, and add-ons. (Forbes)
How to choose fast (and not overpay)
- Match limits to your cruise. For international sailings, aim for $50k–$100k medical and $250k+ evacuation so a ship-to-shore transfer doesn’t wreck your budget. You’ll see those buckets or higher on many mid-tier plans. (Travelex Insurance)
- Decide if you want flexibility. If there’s any chance you’ll cancel for reasons outside the fine print, look at CFAR, and with Seven Corners, even IFAR. It costs more, but it buys freedom. (Seven Corners)
- Buy on time. Pre-existing condition waivers often require purchase soon after your first deposit; check each brand’s window when you book. (Travel Guard)
- Use assistance. Every company here includes 24/7 help lines for medical and travel hiccups. Save the number in your phone as soon as you buy. (Travel Guard)
If you want, tell me your ages, state of residence, and whether you want CFAR. I can translate this short list into two or three specific plan picks for your exact cruise budget.
